Who We Are

Parayiba Management Ltd (PML)

We are a Financial Services Consultancy firm that helps clients access finance and deploy technology effectively to execute their business strategy successfully.

Founded by industry veterans with over 60 years of combined experience, we partner with microfinance institutions, digital lenders, and BNPL platforms to build strong alternative finance ecosystems that empower MSMEs across Africa.

Our Vision

Competing with no one, Collaborating with everyone, in delivering the premier alternative finance platform in Africa.

Our Mission

To support the establishment of a strong and viable alternative finance ecosystem, targeted at lending to MSMEs.

What Drives Us

Principles That Guide Every Partnership

Collaboration

We believe in building ecosystems, not empires. Partnership over competition.

Customization

No two clients are the same. Every solution we deliver is tailored to your unique needs.

Excellence

Six decades of expertise working toward one goal: your measurable success.

Innovation

We combine proven methods with cutting-edge technology to stay ahead of the curve.

Our Team

60+ Years of Combined Expertise. One Mission: Your Success.

Johnson Nderi

Business Development & Investor Relations

Lee Munyua

Head of Credit

Raphael Opiyo

CTO & Head of Operations

Our Story

Building Africa's Alternative Finance Future

The Challenge

Despite Africa’s vibrant entrepreneurial ecosystem, access to capital remains a critical barrier for MSMEs. Traditional finance hasn’t evolved fast enough to meet the needs of digital-first businesses and underserved markets.

The Solution

We combined our deep expertise in banking, technology, and microfinance to create a consultancy that bridges these gaps. We understand both the traditional financial world and the innovative alternative finance ecosystem.

The Impact

Today, we partner with microfinance institutions, digital lenders, and BNPL platforms to unlock capital, implement technology, and build the organizational capacity needed for sustainable growth.

The Parayiba Difference

Experience That Delivers.
Solutions That Transform.
Results You Can Measure.
Trusted By Microfinances Digital Lenders BNPL Players
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Deep Industry Knowledge

We don’t just understand finance—we’ve lived it. Our team has held leadership roles in banking, technology, and microfinance across Africa.

60+ years of combined experience delivering results for financial services clients across the continent.

From capital raising to technology implementation to capacity building—everything you need under one roof.

We’re not competitors. We’re ecosystem builders who work alongside you and our network to ensure your success.

Schedule a Conversation

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Please select a preferred time in East Africa Time (EAT), within our working hours of 8:00 AM to 5:00 PM.